Office Package Policies
In the event any of the property insured is lost or damaged by the perils insured against, the insurer will indemnify the Insured against the direct loss so caused to an amount not exceeding whichever is the least of:
- the actual cash value of the property at the time of loss or damage
- the interest of the Insured in the property
- the amount of insurance specified on the "Declaration Page" in respect of the property lost or damaged.
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Coverage Highlights
Property
Office Contents
Accounts receivable
Actual loss sustained and extra expense
By-Laws coverage
Glass
Computer hardware and software
Computer mechanical breakdown
Consequential loss
Damage to premises and property by theft
Personal effects
Professional fees
Property away from premises
Replacement cost for buildings and contents
Sewer backup
Valuable paper |
Crime
Employee dishonesty
Inside/outside loss
Money order and counterfeit money
Depositors forgery |
Liability
Premises
Products and completed operations
Extended bodily injury
Blanket contractual
Contingent employers
Employees as additional named insureds
Personal injury
Non-owned auto
Non-owned watercraft
Advertising liability
Employee benefits liability
Medical payments |
Boiler and Machinery
- Other coverage may be offered in addition to the above summary
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Email: customer-service@dodgson-insurance.com
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