Dodgson Insurance Brokers Ltd

Commercial Property Insurance

Commercial Property Insurance is similar to a package-type policy in that many coverage may be combined under one policy however; each policy is usually distinct from another due to the differences in the individual business insured.

The following text is to give a brief overview only. Each risk must be evaluated so as to tailor the policy to that unique business.

Commercial Building and Contents

In the event that any of the property insured is lost or damaged by the
perils insured against, the Insurer will indemnity the Insured against the
direct loss so caused to an amount not exceeding whichever is the least
of:

the actual cash value of the property at the time of loss or damage
the interest of the Insured in the property
the amount of Insurance specified on the "Declaration Page" in respect of the property lost or damaged

Property Insured

Building
Equipment
Stock
Contents of every description
Property of every description

Liability

The insurer agrees to pay the sums that the Insured becomes obligated to pay as compensatory damages because of "bodily injury" or "property damage" to which this insurance applies.

Sample Additional Coverage That May be Added:

Building
Equipment
Stock
Contents of every description
Property of every description

Email: customer-service@dodgson-insurance.com

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