Store Package Policies
In the event any of the property insured is lost or damaged by the perils insured against, the insurer will indemnify the insured against the direct loss so caused to an amount not exceeding whichever is the least of:
- the actual cash value of the property at the time of loss or damage
- the interest of the Insured in the property
- the amount of insurance specified on the "Declaration Page" in respect of the property lost or damaged
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Coverage Highlights
Property
- Accounts receivable
- Valuable papers
- Building-newly acquired
- Exterior signs
- Contents
- Property-off premises
- Cigarettes and tobacco
- Computers
- Peak season increase in stock
- Personal effects of employees
- Business interruption
- Consequential loss
- Fire fighting expenses
- Glass
- Replacement costs on buildings and equipment
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Crime
- Employee dishonesty
- Inside robbery
- Damage to buildings by burglary or robbery
- Outside robbery
- Counterfeit money
- Medical expenses
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Liability
- Commercial general liability
- Non-owned automobile
- Tenant’s legal
- Advertiser’s
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Options and Extensions
- Building
- Boiler and Machinery
- Earthquake
- Flood
- Employers liability
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Other coverage may be offered.
Email: customer-service@dodgson-insurance.com
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